Credit Repair & Debt Relief Issues

Nominal Interest Rate My @#s!

Here is something I saw cross my desk today that I thought was a bit funny, but not. At the bottom of a client’s credit card statements was the statement that I had to post a graphic image of in order to preserve it’s full impact (please see graphic inset).

If this is what they consider to be a ”nominal interest rate”, what do you suppose would be a high interest rate? it is no wonder so many people are in a position where they can no longer keep up. There are thousands of people without jobs, gas prices are ridiculous, and the cost of consumer goods has never been higher. You would think that the credit card companies would be best served to lower interest in order to maintain their clients on the books. But, as you can see from this example, that is not the case. We are helping our clients who are in financial hardships get out from under their debts very quickly with a great debt settlement program.

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The best way to get out of debt when you can’t stay current

If you have found yourself in a situation where you can no longer stay current on your credit card bills, medical bills, mortgage, etc., you may need to consider a debt settlement program as a suitable solution for getting out from under your debt burden.

A debt settlement program is a great option for those in financial distress and will allow you to continue paying the important obligations such as your mortgage, rent, auto loans, living expenses, while dropping your monthly payments on your unsecured debts to approximately 50% of what they are currently. The new low monthly payment will be set aside into an escrow account, and used to settle the accounts one at a time during the program.

For more information, please watch the short video about debt settlement and visit the website for additional information, or to request a free confidential debt consultation.

Visit online credit card debt consolidation for additional info.

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Want to see proof that a Credit Repair Company can be effective?

We have had many people request to see proof of our credit repair efforts for clients. Well, here it is. We have put together a short video to show you just a hand-full of actual client results that we get for our clients every day.

Part of the reason we are so effective is that we don’t allow our clients to sign up online. We don’t take our client’s payment until we have had a brief credit consultation and fully determined that credit repair is right for them.

Take a few minutes to watch the video, than feel free to contact us of you would like a free consultation about your credit. We will go over your situation and help you determine if credit repair is appropriate for you.

Please take a second after you have watched the video to rate it, and comment with what you would like to see more information on. As always, you can contact us with questions about credit, credit repair, or debt management.

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In trouble with your mortgage payments? There is help available.

Right now the country is seeing record high foreclosure rates. People across the nation are literally walking away from their homes and letting them go back to the bank. The important thing to realize here is that the banks do not want the homes back. Banks are not in the real estate business, they are in the banking business. Why is this important? If you are in a situation where your mortgage payments are too high due to a financial difficulty, an adjustable rate mortgage, or other reason, there are programs available to re-negotiate the terms of your existing loan to allow for you to stay in your home and get back on top of your home loan.

These programs are referred to as Loan Modification or Loss Mitigation programs. You do need to exercise caution when enrolling in this type of program and make sure you are working with a reputable company, but the programs can be extremely successful.

Here is one such program that we offer. The costs vary for this type of program but are fully refundable if the attorneys are not able to modify your home loan. The kinds of things that they are able to do are amazing. They range from interest rate reductions, lower monthly payments, extended payment terms, and loan principal reduction.

If you are having trouble making your current mortgage payments or are in an adjustable rate mortgage that has or is about to adjust, give us a call and get a free consultation to see what can be done for you. There is no charge unless we determine that we can help and you decide to get started.

Give us a call at 1.888.282.1011 and ask about our home loan modification program or visit our site and request a consultation.

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