If a person has bad credit are they better off going with a debt consolidation company or does it look worse on your credit report?
I currently have good credit, but it’s getting overwhelming. All my money seems to go to my credit card bills and I’m thinking of consolidating my credit cards, but i just want to know if that will ruin my credit?
Will it lower my credit score?
credit limit. I’m wanting to combine/transfer all of my existing credit card balances onto one credit card and have only one monthly payment. Does anyone know of a credit card or a trustworthy debt consolidation company? I would like to take the credit card route only because it’s faster and easier and there’s not a million questions, but any advice would help. I need to get this done as as soon as I can. Thanks.
Hello,
I have a small residential and commercial cleaning business that I am looking to expand. I have been shopping around for financing through traditional lenders, but due to my 518 FICO score and millions of charge-offs, I can’t get fianancing. I have applied to a few non-profits in the state that I live in. I have also been pitching my case to some friends. I don’t have any family that can help. They all have bad credit and so do much of my friends. I really do not know anyone with cash on hand either. I have been looking into getting an angel investor or a venture capitalist, but I do not know if that’ll work. I’ve posted an ad on Prosper and I never get responses. Again, I think that this is due to my bad credit. I am seriously running out of ideas. I have 15 months invested in this and I do NOT want to give up. Does anyone have any suggestions or can anyone suggest a place that can help me? I know I need to fix my credit, but I need the money to do it. Please, please, help!
I have atleast 4 major credit debts that was in the early 90’s i thought bad debt only remains on your credit for no longer than 7 years its almost over 10 years but they still show up on my credit reports. Is there anything I can go legally to take those off my credit history, Specially now that I am trying to rebuild my credit.
If I have had bad credit in the past, and I would like to apply for a credit card but have already been turned down by one, how can I get a different one? Im hoping to rebuild my credit, all my old debts are paid off (including my car) and would like a credit card… the limit isnt important. Does anyone know any companies that will give cards to people with bad credit?Also, I live in Canada.
Came into some rought times now just got a new job, unfortunately my credit rating took a hit and need to figure a way to bring my score up. Any ideas anyone?
What I would like to know is how to clean up my credit report of items that have already been placed there.
