Archive for July, 2008

10 Common Pitfalls on the Journey to ‘Good Credit’

Wednesday, July 30th, 2008

What makes 'Good Credit'? # 1: Paying your bills on time for at least the minimum payment. That's the single most important action you can take towards good credit. # 2: The kinds of credit you have can also impact your score. Too many easy credit financing accounts can actually hurt your score. ...

Will Credit Repair Make Credit Scores Higher?

Wednesday, July 30th, 2008

It seems like a simple enough question. It does stand to reason, that if a person has several or more good solid trade-lines, and little or no negative credit history, they should have high scores, right? The truth is maybe. There are so many variables to the credit score algorithms, and the credit ...

Are there really such things as free credit reports?

Sunday, July 27th, 2008

Yes, but most of what you see advertised are not free credit reports, they are free credit reports with a catch. The catch with most, is that you will get a 3-in-1 credit report for free, but you are signing up for a $49/mo subscription for a credit monitorinig service. ...

The truth about debt management programs

Tuesday, July 15th, 2008

When it comes to debt management programs, what most people are looking for does not exist. I cannot tell you how many times I find myself on the phone with a prospective client drowning in credit card debt, looking for the perfect debt management program. Here is the criteria they ...