The stock market and retail sales are down. Foreclosures and unemployment are up. It seems a little hopeless these days. Everything is up the air, and nothing seems to be settled. We all seem to be asking ourselves if it’s even worth caring about our credit at this point. You bet it is! These times will pass. Things will get better–they always do. Those of us who got our credit all straight and in order during the down time, will be primed for the next rise in the economy. When things finally do pick up again, and folks are back to work, it will be us diligent few, who were prepared, that will benefit the most! I for one, am looking forward to being able to buy a house at a bargain price with low interest! The best part is, the folks who were on the ball during these times, will be the new elite. We won’t have nearly the competition to make the big purchases, like we did during the last the boom. We each have it within ourselves to pick ourselves up by the bootstraps now and get prepared for the next boost in the economy. Will you be ready? Or will you be one of those who wishes they knew then, what they know now? Our credit repair company can help. We offer effective and efficient credit restoration with unparalleled customer service. You don’t have to be one of the ones who said “I should have…”. I am looking forward to the brighter tomorrow that i know is coming. You can too!
My question is: Can I get a mortgage for a $59,900 house with my credit scores being 620, 573, and 571?
My roommate – who would be moving with me – has excellent credit (way over 700) but no current employment. I have a great job that I have been at for almost a year and earn $34,000. My monthly debt is around $350 (not counting rent).
We have a $4000 down payment for whatever we do. I also have check stubs for the last 10 months of paying $700 rent.
We have to do something because our lease will soon be up. So, waiting for my credit scores to go up will not be possible.
My roommate would be on the mortgage with me. She is out of work because she went back to college full time. Before she started school she was with the same company for over a year and a half. She has student loans which – in the writing of the loan – states that she is allowed to use the loan for housing since she lives off campus.
I am currently working with a law firm that does credit repair, but do not have the time to wait for the firm to help build up my credit before I either have to move or renew my lease.
