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	<title>Credit Repair &#38; Debt Relief Issues</title>
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	<link>http://www.ncacreditrepair.com/blog</link>
	<description>A straight-forward and candid discussion of credit, credit repair, and debt relief options</description>
	<pubDate>Tue, 25 Nov 2008 19:02:37 +0000</pubDate>
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			<item>
		<title>The Decline of the Credit Repair industry</title>
		<link>http://www.ncacreditrepair.com/blog/2008/11/the-decline-of-the-credit-repair-industry/</link>
		<comments>http://www.ncacreditrepair.com/blog/2008/11/the-decline-of-the-credit-repair-industry/#comments</comments>
		<pubDate>Tue, 25 Nov 2008 19:02:37 +0000</pubDate>
		<dc:creator>Jon Ochs</dc:creator>
		
		<category><![CDATA[Credit Repair]]></category>

		<category><![CDATA[best credit repair]]></category>

		<category><![CDATA[consumer credit repair]]></category>

		<category><![CDATA[credit repair company]]></category>

		<category><![CDATA[credit repair complaints]]></category>

		<category><![CDATA[credit repair professional]]></category>

		<category><![CDATA[credit repair scams]]></category>

		<category><![CDATA[do it yourself credit repair]]></category>

		<guid isPermaLink="false">http://www.ncacreditrepair.com/blog/?p=64</guid>
		<description><![CDATA[Over the past couple of years there has been a huge boom of new credit repair companies as well as individuals claiming to do credit repair services. With this boom, there has been a huge increase in consumer complaints about the industry. The most common complaint being, &#8220;I paid my money and they never did [...]]]></description>
		<wfw:commentRss>http://www.ncacreditrepair.com/blog/2008/11/the-decline-of-the-credit-repair-industry/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Nominal Interest Rate My @#s!</title>
		<link>http://www.ncacreditrepair.com/blog/2008/10/nominal-interest-rate-my-s/</link>
		<comments>http://www.ncacreditrepair.com/blog/2008/10/nominal-interest-rate-my-s/#comments</comments>
		<pubDate>Thu, 23 Oct 2008 21:25:53 +0000</pubDate>
		<dc:creator>Jon Ochs</dc:creator>
		
		<category><![CDATA[Debt Management]]></category>

		<category><![CDATA[debt consolidation]]></category>

		<category><![CDATA[debt relief]]></category>

		<category><![CDATA[debt settlement]]></category>

		<category><![CDATA[interest rates]]></category>

		<category><![CDATA[nominal]]></category>

		<guid isPermaLink="false">http://www.ncacreditrepair.com/blog/?p=59</guid>
		<description><![CDATA[Here is something I saw cross my desk today that I thought was a bit funny, but not. At the bottom of a client&#8217;s credit card statements was the statement that I had to post a graphic image of in order to preserve it&#8217;s full impact (please see graphic inset).

If this is what they consider [...]]]></description>
		<wfw:commentRss>http://www.ncacreditrepair.com/blog/2008/10/nominal-interest-rate-my-s/feed/</wfw:commentRss>
		</item>
		<item>
		<title>The best way to get out of debt when you can&#8217;t stay current</title>
		<link>http://www.ncacreditrepair.com/blog/2008/10/the-best-way-to-get-out-of-debt-when-you-cant-stay-current/</link>
		<comments>http://www.ncacreditrepair.com/blog/2008/10/the-best-way-to-get-out-of-debt-when-you-cant-stay-current/#comments</comments>
		<pubDate>Wed, 22 Oct 2008 19:01:25 +0000</pubDate>
		<dc:creator>Jon Ochs</dc:creator>
		
		<category><![CDATA[best way to get out of debt]]></category>

		<category><![CDATA[credit card debt settlement]]></category>

		<category><![CDATA[debt consolidation]]></category>

		<category><![CDATA[get out of debt]]></category>

		<category><![CDATA[getting out of debt]]></category>

		<category><![CDATA[online credit card debt consolidation]]></category>

		<category><![CDATA[settle debt]]></category>

		<guid isPermaLink="false">http://www.ncacreditrepair.com/blog/?p=56</guid>
		<description><![CDATA[If you have found yourself in a situation where you can no longer stay current on your credit card bills, medical bills, mortgage, etc., you may need to consider a debt settlement program as a suitable solution for getting out from under your debt burden.

A debt settlement program is a great option for those in financial [...]]]></description>
		<wfw:commentRss>http://www.ncacreditrepair.com/blog/2008/10/the-best-way-to-get-out-of-debt-when-you-cant-stay-current/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Want to see proof that a Credit Repair Company can be effective?</title>
		<link>http://www.ncacreditrepair.com/blog/2008/10/want-to-see-proof-that-a-credit-repair-company-can-be-effective/</link>
		<comments>http://www.ncacreditrepair.com/blog/2008/10/want-to-see-proof-that-a-credit-repair-company-can-be-effective/#comments</comments>
		<pubDate>Wed, 15 Oct 2008 00:00:07 +0000</pubDate>
		<dc:creator>Jon Ochs</dc:creator>
		
		<category><![CDATA[Credit Repair]]></category>

		<category><![CDATA[delete bankruptcy]]></category>

		<category><![CDATA[delete judgment]]></category>

		<category><![CDATA[deletions]]></category>

		<category><![CDATA[remove charge offs]]></category>

		<category><![CDATA[remove late pays]]></category>

		<category><![CDATA[tradelines]]></category>

		<guid isPermaLink="false">http://www.ncacreditrepair.com/blog/?p=52</guid>
		<description><![CDATA[We have had many people request to see proof of our credit repair efforts for clients. Well, here it is. We have put together a short video to show you just a hand-full of actual client results that we get for our clients every day.
Part of the reason we are so effective is that we [...]]]></description>
		<wfw:commentRss>http://www.ncacreditrepair.com/blog/2008/10/want-to-see-proof-that-a-credit-repair-company-can-be-effective/feed/</wfw:commentRss>
		</item>
		<item>
		<title>In trouble with your mortgage payments? There is help available.</title>
		<link>http://www.ncacreditrepair.com/blog/2008/10/40/</link>
		<comments>http://www.ncacreditrepair.com/blog/2008/10/40/#comments</comments>
		<pubDate>Thu, 09 Oct 2008 18:51:17 +0000</pubDate>
		<dc:creator>annaipox</dc:creator>
		
		<category><![CDATA[Debt Management]]></category>

		<guid isPermaLink="false">http://www.ncacreditrepair.com/blog/?p=40</guid>
		<description><![CDATA[Right now the country is seeing record high foreclosure rates. People across the nation are literally walking away from their homes and letting them go back to the bank. The important thing to realize here is that the banks do not want the homes back. Banks are not in the real estate business, they are [...]]]></description>
		<wfw:commentRss>http://www.ncacreditrepair.com/blog/2008/10/40/feed/</wfw:commentRss>
		</item>
		<item>
		<title>How to Optimize Your Credit Reports To Get Approved For Anything</title>
		<link>http://www.ncacreditrepair.com/blog/2008/09/how-to-optimize-your-credit-reports-to-get-approved-for-anything/</link>
		<comments>http://www.ncacreditrepair.com/blog/2008/09/how-to-optimize-your-credit-reports-to-get-approved-for-anything/#comments</comments>
		<pubDate>Tue, 30 Sep 2008 22:02:26 +0000</pubDate>
		<dc:creator>annaipox</dc:creator>
		
		<category><![CDATA[Credit Repair]]></category>

		<category><![CDATA[apply for a credit card]]></category>

		<category><![CDATA[credit card]]></category>

		<category><![CDATA[credit education]]></category>

		<category><![CDATA[credit reports]]></category>

		<category><![CDATA[perfect credit]]></category>

		<guid isPermaLink="false">http://www.ncacreditrepair.com/blog/?p=37</guid>
		<description><![CDATA[ 
Beyond how to apply for a credit card, chances are, you were never taught credit education in school. A working knowledge of our credit system is one of the most important things you can have in today’s society. With more than 50% of the US population never seeing their own credit reports, and nearly 90% [...]]]></description>
		<wfw:commentRss>http://www.ncacreditrepair.com/blog/2008/09/how-to-optimize-your-credit-reports-to-get-approved-for-anything/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Buying a higher credit score with seasoned trade-lines</title>
		<link>http://www.ncacreditrepair.com/blog/2008/09/buying-a-higher-credit-score-with-seasoned-trade-lines/</link>
		<comments>http://www.ncacreditrepair.com/blog/2008/09/buying-a-higher-credit-score-with-seasoned-trade-lines/#comments</comments>
		<pubDate>Tue, 23 Sep 2008 18:16:56 +0000</pubDate>
		<dc:creator>Jon Ochs</dc:creator>
		
		<category><![CDATA[Credit Repair]]></category>

		<category><![CDATA[buying tradelines]]></category>

		<category><![CDATA[good tradelines]]></category>

		<category><![CDATA[seasoned trade lines]]></category>

		<category><![CDATA[seasoned tradelines]]></category>

		<category><![CDATA[sell tradelines]]></category>

		<category><![CDATA[trade lines]]></category>

		<guid isPermaLink="false">http://www.ncacreditrepair.com/blog/?p=34</guid>
		<description><![CDATA[Can you buy a higher credit score by purchasing seasoned trade-lines? This questions seems to come up more and more these days. The answer to this is a bit complicated, so let me see if I can give a simple easy to understand answer.
Purchasing a seasoned trade-line is the process of paying a monthly fee [...]]]></description>
		<wfw:commentRss>http://www.ncacreditrepair.com/blog/2008/09/buying-a-higher-credit-score-with-seasoned-trade-lines/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Why is Debt Settlement such a great option?</title>
		<link>http://www.ncacreditrepair.com/blog/2008/09/why-is-debt-settlement-such-a-great-option/</link>
		<comments>http://www.ncacreditrepair.com/blog/2008/09/why-is-debt-settlement-such-a-great-option/#comments</comments>
		<pubDate>Fri, 19 Sep 2008 20:42:08 +0000</pubDate>
		<dc:creator>Jon Ochs</dc:creator>
		
		<category><![CDATA[Debt Management]]></category>

		<category><![CDATA[bankruptcy alternative]]></category>

		<category><![CDATA[best debt]]></category>

		<category><![CDATA[can't pay bills]]></category>

		<category><![CDATA[debt]]></category>

		<category><![CDATA[debt consolidation]]></category>

		<category><![CDATA[debt settlement]]></category>

		<category><![CDATA[debt settlement company]]></category>

		<category><![CDATA[debt solution]]></category>

		<category><![CDATA[falling behind on bills]]></category>

		<guid isPermaLink="false">http://www.ncacreditrepair.com/blog/?p=26</guid>
		<description><![CDATA[Over the past few years, debt settlement has become a hugely recognized method of getting out from under a large amount of debt ($10,000 or more). Keep in mind that this program is strictly for those who are in financial distress only. If you find yourself in a position where you can no longer make [...]]]></description>
		<wfw:commentRss>http://www.ncacreditrepair.com/blog/2008/09/why-is-debt-settlement-such-a-great-option/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Get Your Credit Score FREE - It&#8217;s True!!!</title>
		<link>http://www.ncacreditrepair.com/blog/2008/09/get-your-credit-score-free-its-true/</link>
		<comments>http://www.ncacreditrepair.com/blog/2008/09/get-your-credit-score-free-its-true/#comments</comments>
		<pubDate>Tue, 09 Sep 2008 22:02:05 +0000</pubDate>
		<dc:creator>annaipox</dc:creator>
		
		<category><![CDATA[Credit Repair]]></category>

		<category><![CDATA[credit scores]]></category>

		<category><![CDATA[FICO scores]]></category>

		<category><![CDATA[free credit score]]></category>

		<category><![CDATA[free credit scores]]></category>

		<guid isPermaLink="false">http://www.ncacreditrepair.com/blog/?p=21</guid>
		<description><![CDATA[There is a brand new company just recently launched that provides your FICO score free. Yes, I said free credit scores. What&#8217;s the catch?&#8230; Well, the only catch is that they display applicable advertising to you when you log in to view your credit score. They will even email you a credit score update every [...]]]></description>
		<wfw:commentRss>http://www.ncacreditrepair.com/blog/2008/09/get-your-credit-score-free-its-true/feed/</wfw:commentRss>
		</item>
		<item>
		<title>The Economy&#8217;s in the Dumps, Is there Hope for Good Credit?</title>
		<link>http://www.ncacreditrepair.com/blog/2008/08/the-economys-in-the-dumps-is-there-hope-for-good-credit/</link>
		<comments>http://www.ncacreditrepair.com/blog/2008/08/the-economys-in-the-dumps-is-there-hope-for-good-credit/#comments</comments>
		<pubDate>Wed, 27 Aug 2008 23:40:58 +0000</pubDate>
		<dc:creator>annaipox</dc:creator>
		
		<category><![CDATA[Credit Repair]]></category>

		<category><![CDATA[Add new tag]]></category>

		<category><![CDATA[credit restoration]]></category>

		<category><![CDATA[current affairs]]></category>

		<category><![CDATA[economy]]></category>

		<category><![CDATA[forclosure]]></category>

		<category><![CDATA[stock market]]></category>

		<category><![CDATA[unemployment]]></category>

		<guid isPermaLink="false">http://www.ncacreditrepair.com/blog/?p=16</guid>
		<description><![CDATA[The stock market and retail sales are down. Foreclosures and unemployment are up. It seems a little hopeless these days. Everything is up the air, and nothing seems to be settled. We all seem to be asking ourselves if it&#8217;s even worth caring about our credit at this point. You bet it is! These times will pass. Things [...]]]></description>
		<wfw:commentRss>http://www.ncacreditrepair.com/blog/2008/08/the-economys-in-the-dumps-is-there-hope-for-good-credit/feed/</wfw:commentRss>
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