Credit Repair & Debt Relief Issues

carlacatering asked:


I hit a really tough time about 2 years ago, it started with the birth of my daughter and loosing my job afterwards. It seems like bad luck has just been following me! Is there a best way to go about repairing credit? I heard consolidation was not good.

DTSheep asked:


i’ve had a shi*t run of bad luck to say the least. i don’t exactly no my credit score, but would love to know tips on how to repair besides just keeping up with current bills and such. Thanks.