Scott M asked:
I have some blemishes on my credit history to say the least. I know the basics of my credit score but can’t stand dealing with the credit bureaus. Is there someone/company out there that is 1. reputable 2. cost effective 3. Safe/Ethical that can take care of this for me. I know this is a sketchy industry and everyone tells me I can/should do this myself, but I’m at my wit’s end here.
signed,
Sick of bad credit
admin Credit Repair Credit Bureaus, credit repair company, credit score
T.J asked:
I am currently monitoring my credit report from the 3 credit bureaus. I filed bankruptcy almost 2 years ago and I currently have no balances on any of the 4 credit cards I have and have never been late on a payment to them. I monitor my credit report with Experian and I now have a 620 credit score. With experian I have seen a steady increase in my credit score since I filed my bankruptcy. With the other two agencies, I haven’t seen much of a change. Experian is at 550 and Transunion is at 505. I have checked my report with all 3 bureaus and they all have the same information. Can anyone tell me why there is such a difference in the three credit scores? As of right now, I have $100 balances. I pay all my bills on time and from everything I’ve read, a discharged bankruptcy from 2 years ago should have my credit back to about the 650 -670 range. Am I missing something?
admin Credit Repair Bankruptcy, Credit Bureaus, Credit Cards
Ready Realtor asked:
I really would like to repair my own credit without having to pay someone.I recently enrolled into a service online that lets me see my credit scores from all three credit bureaus but what can I do from there.Do I need to remove all or just certain ones?Any advice would be very apreciated.
admin Credit Repair Credit Bureaus, credit scores
