Archive
Where can I get a personal loan for credit repair?
I would like a reputible company, I am trying to repair my credit for a home loan.
What do people mean by a credit repair business and how do we get that started?
What do people mean by a credit repair business and how do we get that started?
Credit Repair: Are there any certification programs I can take to learn how to do Credit Repair?
I would like to learn how to do credit repair. Are there any certification programs? Any suggestions would be highly appreciated. Thank you.
Where is the best place to find help with credit repair?
Trying to repair my credit,I do not want to pay someone to do this. What is the best way to do this, and where do I start?
The Decline of the Credit Repair industry
Over the past couple of years there has been a huge boom of new credit repair companies as well as individuals claiming to do credit repair services. With this boom, there has been a huge increase in consumer complaints about the industry. The most common complaint being, “I paid my money and they never did anything for me, and I cannot get a hold of anyone.” The largest reason for this is that most of these credit repair professionals are nothing more than people who have purchased a do it yourself ebook on credit repair, and then begin soliciting money from others.
The problem with his is that even if these ebooks contained valuable information (most of them don’t), there is a big difference between cleaning up your own credit and performing credit repair for many others. Running a business is not something that most can do successfully, and those who do their research will find that most of the credit repair companies that are started, are not even around 6 months later.
The huge influx of credit repair companies all trying to compete has driven down the prices and forced most companies into a “monthly service fee” program model. Although I understand why most companies has moved to this model, it does not serve the consumer well at all. By only charging a low monthly service fee of $79-99/mo to perform full-service credit repair, the only way a company can be profitable is to only work onĀ 1 to 2 items at a time. What this does is drag out the credit repair process over 9-18 months so that the company can still collect enough monthly fees to make it profitable.
Now, with all that being said, would you rather spend $1,000 to clean up your credit quickly in 3-6 months with a money-back guarantee, or would you rather spend $79 per month for 12-18 months with no guarantee and only a few items getting worked on at a time? If you think that you can spend $79/mo for only a couple months and a credit repair company is going to get you good results, think again. They are not going to lose money on you. $79 per month for 18 months comes out to $1422 and you may have only a few items corrected. To me it is obvious that I would rather pay $1000 and in 6 months if I don’t feel I got my money’s worth, have my case evaluated for the money-back guarantee.
We have done business in this manner for years and that is why we have no complaints. We are also now in the process of developing a new program for those who wish to do their credit repair on their own, but use our proven process that we have refined and simplified over the past 10 years. It will be a do-it-yourself credit repair program, but with our experts available to assist you when you need it. The cost will be a very low monthly membership that can be cancelled at any time.
How fast can credit repair be done?
I want to repair my credit quickly, like within 6-12 months have everything cleaned up and improved scores. Is this possible? How likely?
Thanks.
Want to see proof that a Credit Repair Company can be effective?
We have had many people request to see proof of our credit repair efforts for clients. Well, here it is. We have put together a short video to show you just a hand-full of actual client results that we get for our clients every day.
Part of the reason we are so effective is that we don’t allow our clients to sign up online. We don’t take our client’s payment until we have had a brief credit consultation and fully determined that credit repair is right for them.
Take a few minutes to watch the video, than feel free to contact us of you would like a free consultation about your credit. We will go over your situation and help you determine if credit repair is appropriate for you.
Please take a second after you have watched the video to rate it, and comment with what you would like to see more information on. As always, you can contact us with questions about credit, credit repair, or debt management.






