NCA Credit Repair - Frequently Asked Questions (FAQs)


Can I see my credit report?

Most credit grantors are not allowed by the credit bureaus to show you your own credit report. But you can purchase your credit report from the credit bureau for a fee. Once you receive your credit report, you may find that you cannot read it because the information is listed in an unfamiliar code. Trans Union and Equifax credit reports are very difficult to interpret and understand. Experian credit reports, however, are relatively easy for most people to read. If you have been denied credit, you have the right to obtain a free credit report from each bureau for 60 days from the date of credit denial.
























What is a credit report?

What information appears on a credit report?

How long do negative items stay listed?

Can I see my credit report?

How much bad credit does it take to be denied credit?

Who looks at my credit report?

What is the difference between an R1 and an R9?

What is a charge off?



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