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How long do negative items stay listed on my credit report?
The Fair Credit Reporting Act (FCRA)
requires that most negative credit items be deleted from your credit
bureau file in no more than seven years, except for bankruptcy, which
can be reported for up to ten years. These are the time limits for
reporting negative credit. The creditor or the credit bureau can choose
to have the negative credit information deleted whenever they please.
Inquiries may remain on the credit report for up to two years.
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What is a credit report?
What information appears on a credit report?
How long do negative items stay listed?
Can I see my credit report?
How much bad credit does it take to be denied credit?
Who looks at my credit report?
What is the difference between an R1 and an R9?
What is a charge off?
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