NCA Credit Repair - Frequently Asked Questions (FAQs)


Who looks at my credit report?

With the passing of each year, your credit report is used more and more often as a yardstick to measure your character. Prospective creditors will always review at least one of your credit reports before granting you credit. Today it is increasingly common for insurance companies to review your credit before extending auto or health insurance. Many employers now check credit before they consider you for a position. If you rent, you may have already been through a credit check to determine your worthiness as a renter.























What is a credit report?

What information appears on a credit report?

How long do negative items stay listed?

Can I see my credit report?

How much bad credit does it take to be denied credit?

Who looks at my credit report?

What is the difference between an R1 and an R9?

What is a charge off?



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