Are items such as bankruptcy and foreclosure impossible to remove from credit reports?
There is not one type of negative
listing that cannot be removed from a credit report. While negative
items such as bankruptcy or unpaid debts are certainly more difficult
to remove from the credit report, this has more to do with the
operational systems of the credit bureaus than with the severity of the
bad credit item. For example, judgments and tax liens are severely
negative listings yet are considerably easier to remove.
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