Can bad credit be deleted?
The credit bureaus would like
consumers to believe that negative items must stay on your reports for
a period of 7 years (10 years for bankruptcy chapter 7), and that you
don't need the services of a credit repair company to assist you in
improving your credit. The credit bureaus as well as the FTC (Federal
Trade Commission) issue warnings to consumers about credit repair
companies that charge up front fees. Many of these companies are
frauds, and simply take your money and do not deliver any real results.
Despite the fervent proclamations of
bureaucrats and credit bureaus everywhere, a simple fact remains:
negative credit listings are deleted from peoples' credit reports by
the thousands each and every day. The proof is clear.
Ultimately, you will see for yourself
that bad credit can be restored. What the credit bureaus don't want you
to know is that you can restore bad credit in much less time than seven
years. It's not necessarily easy or foolproof, but the right to
challenge and improve your credit is yours, and with our services,
there are no up front fees, you only pay for items successfully deleted
or improved on your reports.
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