NCA Credit Repair - Frequently Asked Questions (FAQs)


Can credit repair companies really guarantee results?

Not a chance! No credit repair company is so good that it can guarantee a specific outcome. It would be like a defense lawyer guaranteeing that the jury will find his client innocent. Guarantees are a sure sign of credit repair fraud. Working with a company that only charges you for successful results is much better than any guarantee.

The simple truth is that you do not have to endure bad credit for seven to ten years so long as you feel comfortable challenging the accuracy or verifiability of your credit listings. If so, it is possible to restore creditworthiness within a much shorter time.

However you decide to address your credit challenges, realize that regardless of what you may hear in the news media, thousands before you have sought help and restored their credit. They can show you their homes, cars, and credit cards. Despite the newspaper articles, TV reports, and other credit bureau propaganda to the contrary, the simple truth remains: you can restore your credit.



Can bad credit be deleted?

Can credit repair companies be trusted?

Can credit repair companies really guarantee results?

How much does bad credit cost?

Are items such as bankruptcy and forclosure impossible to remove?

Should consumers try credit repair on their own?

Does bankruptcy wipe the slate clean for a second chance?

Do creditors bother to read the 100-word statement?

How can changing one's SSN or EIN tax number help credit matters?

Does enough good credit offset any bad credit?

Does the CCCS help consumers restore credit?

Do negative items remain listed for at least 7 years?

What is the Fair Credit Reporting Act (FCRA)?



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