Should consumers try credit repair on their own?
Disputing the credit report is easy.
Getting results from the credit bureaus is amazingly difficult,
complex, and infuriating. It is not a coincidence that the Federal
Trade Commission receives more complaints against credit bureaus than
any other type of business. Remember, the credit bureaus are primarily
interested in protecting their profits. Investigating your challenge
consumes these profits. Short of sparking a mass number of lawsuits,
the credit bureaus seem to do everything in their power to discourage
consumers from making progress in their restoration efforts.
Restoring your own credit is like
repairing your own transmission or representing yourself in court; it
is possible, but you must decide if you are willing to take the time
and assume the risks of doing it yourself. If you lack the proper dedication, time,
and knowledge, you can actually do more harm to your credit than good.
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