NCA Credit Repair - Frequently Asked Questions (FAQs)

Can seasoned tradelines help repair my credit?

What are seasoned tradelines:

Examples of Trade Lines:

  • Mortgages
  • Car Loans
  • Credit Cards (the key to high credit scores)
  • Computers
  • Furniture Payments, etc.

    Any account reported on your credit file is considered a trade line. Seasoned trade lines are accounts that have been established for a long period of time with a perfect payment history and low balance.

    Adding these type of accounts to your credit reports is as easy as becoming an authorized user or cosigner on specific accounts that report information to the various credit bureaus. However, with the recent influx of "seasoned trade lines" companies in affect spilling the beans, the market has become so oversaturated with companies using the same handful of reporting creditors, that most of those creditors have decided to no longer report authorized users. Many creditors have even closed accounts down and have demanded repayment from the authorized user! As you could imagine, this information is not information shared by any other company in the "seasoned trade line business" and many consumers have come to us telling us they had to learn the hard way.

    We have had many clients come to us after paying several hunded, to several thousand dollars for seasoned tradelines that were sold to them as the solution to bad credit. For most, expensive seasoned tradelines are a complete waste of money. Adding a seasoned tradeline to bad credit does not accomplish much if anything. If you have bad credit, you really need to focus on removing the bad credit tradelines instead of paying to add good tradelines.

    We specialize in the removal of bad tradelines and negative and incorrect credit history. Contact us today for a free credit evaluation to find out the best solution for you.



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