Can I restore my own credit?
Effective credit repair involves a mastery of many elements - including the laws that govern the credit reporting process, the FICO scoring model, and lender guidelines. Our multidimensional approach insures the best possible outcome.
Given some experience and study, you
could do some of what our credit repair staff does. It is much like your right as a
citizen to represent yourself in court. Most people choose to allow an
attorney to represent them because the attorney understands the legal
system better. However, should you wish, you could represent yourself.
Much like representing yourself in court
attempting disputing, without the proper knowledge, can cause more harm to your credit than
good.
Another factor to consider is the
amount of time and follow-up required to coordinate disputes with all
three credit-reporting agencies. With that said, we encourage consumers
to dispute their own credit if they have the time and knowledge to do
so.
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