NCA Credit Repair - Frequently Asked Questions (FAQs)


How do you repair credit legally?

Although the credit bureaus would like to have you think otherwise, there is absolutely nothing illegal about disputing items on your credit report. In fact, it is your explicit right by law to do so under the Fair Credit Reporting Act ( Fair Credit Reporting Act Summary ).

At NCA Credit Repair, we simply utilize your rights under the law to question negative and/or incorrect information reporting on your credit reports. Through our unique process, we are able to provide excellent results for our clients.



How do you restore bad credit?

How do you repair credit legally?

How long does it take to improve my credit?

Will deleted items reappear on my credit reports?

Do I need to pay my bills?

Does paying off past-due accounts neutralize their negative status?

Do I need to see my credit reports first?

Do you guarantee your service?

Can I restore my own credit?

How do I get started?

How do I get updates on my case?

What kind of items can you delete from my credit reports?



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