Questions and Answers about our Credit Repair Program

How It Works

NCA Credit Repair is a professional-grade credit repair e-learning system offering a full-featured membership and support system to ensure professional expedited repair of your credit and credit scores.

As a member, you will have full access to a module-based training program that provides clear step-by-step instruction to the most effective credit repair strategies.

NCA Credit Repair has been repairing credit for High-Profile and VIP clients for over ten years. The exact processes we have used to successfully and quickly delete incorrect and derogatory information from our client's credit reports is now provided in a simple to follow program along with credit expert professional help when you need it. This next-generation self-help credit repair program allows for members to professionally repair their own credit with the support of our expert staff. This allows you to do it more effectively, faster, and for a lot less money than any other professional credit repair service. What's more, your personal information and credit reports will never have to be shared with a 3rd party credit repair organization.

What this program is?
In short, our program is an online membership where you will be able to login anytime and view step-by-step video instruction of our proven professional credit repair strategy. We will instruct and educate you on every aspect of credit, rapid credit repair, and effective credit building techniques. This education that you will carry with you for the rest of your life is available for a low subscription fee. What's more, you will have access to our expert credit repair staff as well as other members for assistance when you need it, and be able to track your progress using our online member tools.

What this program is not?
Our program is not just another credit repair program where a company attemps to keep you paying a fee while keeping you in the dark on the process.

Who this program is for?
Our credit repair membership is for people who are frustrated with the typical credit repair model and are serious about repairing their own credit as quickly as possible. We are looking for members who wish to gain an understanding of their credit and take matters into their own hands while using our proven methods. If you think that repairing your own credit is too complicated or difficult, think again. You will be impressed by how truly simple we have made it.

How long does it take to repair my credit?

There is no set time-frame for credit repair and it is against the law for anyone to promise to improve your credit within a certain time frame. We can however give you an idea as to the average time-frame our clients have seen. Your results may vary. Clients who follow our instruction, typically see exhilarating progress and improvments within the first 30-45 days. Because we show you how to work aggressively, you will typically see the majority of improvements made in the first 3 months. The progress of your case will depend on your activity, the nature of your case, and the level of credit bureau cooperation. With our program, you are in complete control of your credit repair.

How do you repair credit legally?

Although the credit bureaus would like to have you think otherwise, there is absolutely nothing illegal about disputing items on your credit report. In fact, it is your explicit right by law to do so under the Fair Credit Reporting Act.

With our program, we simply show you how to utilize your rights under the law to properly question negative and/or incorrect information reporting on your credit reports. Through our unique process, our clients typically see excellent results much faster.

What kind of items can be deleted from my credit reports?

Late-Pay History (30-day, 60-day, 90-day, 120-day)
Charged-Off Accounts
Collection Accounts
Tax Liens
Foreclosure
Judgments
Repossessions
Bankruptcy
Personal Identity Issues (Incorrect name, addresses, social security numbers, etc.)
Inquiries
Fraudulent Tradelines

How It's Different

Our credit repair eLearning membership program is the first and only one of it's kind.

First of all, we have been utilizing and fine-tuning our processes over the course of more than 10 years. We have broken down the steps into easy to follow video learning modules, and provide you with all the tools to repair your credit, increase your credit scores, and maintain our good credit. What's more, you will develop a solid understanding and knowledge of your credit, and our credit system that will benefit you for the rest of your life.

More than 95% of our population does not understand credit. Most people have never actually seen their credit reports, let alone understand them. As a member of our program, the knowledge about credit you will gain alone is worth the cost of membership. When you add in the step-by-step proven processes for repairing your credit, you begin to see how this program stands out above all others.

Another important difference is that you can gain all this knowledge, and repair your credit, without having to compromise your personal information. Right now identity theft is the fastest growing crime in America, and with the number of complaints filed against credit repair companies souring, it is more important than ever to safe-guard your personal information. Since our program shows you the exact steps to do yourself, it is not ever required for you to share your personal information with anyone. The only ones that need to see your credit reports are you, and the credit reporting agencies that generated them.

Will deleted items reappear on my credit reports?

Based on the way we show you how to dispute items on your credit reports, it is very rare that a negative listing that was recently deleted will reappear on one of your reports. If a negative item does reappear, it typically will happen within 30-60 days of deletion. In our process, we show you how to respond to that and work to remove it again.

However, if you are late again paying on one of your active accounts, then it is common that all the past history (good and bad) for that account will again show on your reports along with that new late pay.

Do you guarantee your service?

We guarantee that all our e-learning materials, video content, and expert advice will be kept up to date and current. However, nobody can guarantee deletions on your credit reports. Because we share with you a time-tested and proven proprietary system of credit repair, but you do the actual disputing, there is absolutely no need for that type of guarantee.

If you are not happy with our membership for any reason, you can simply cancel your membership at any time, or simply do not renew it after your current subscription expires.

Can't I just repair my own credit

Yes, that is exactly what we help you to do!

Effective credit repair and credit score improvement involves a mastery of many elements - including the laws that govern the credit reporting process, the FICO scoring model, and lender guidelines. Our multidimensional e-learning approach, not only insures the best possible outcome but breaks down, what is otherwise a complicated topic. We essentially make repairing your own credit easy and give you all the tools and knowledge to do it quickly and effectively. This will actually save you a great deal of time, money, and frustration.

Much like representing yourself in court attempting credit disputing, without the proper knowledge, can cause more harm to your credit than good.

Pricing

Start now. Cancel anytime.

Our Credit Repair Standard Membership is $99 (One-time charge for a 6-month membership).

Gain instant access to our step-by-step proven credit repair system. Our program is module-based and easy to use. You can have your first credit report disputes out the door today. If you need any assistance, our credit repair experts are standing by in the member's credit expert forum.

You never have to share your personal information with anyone!

	Credit Repair Standard Membership
	$99 6-Month Membership
	Unlimited Access Peronal Credit Repair e-Learning Modules
	Unlimited Access Online Expert Members Forum
	FREE Credit Repair Affiliate Program

Payment Details

We accept all major credit cards and debit cards but do not offer payment methods other than credit/Debit card.

How is this different from other credit repair programs?

Other monthly service fee based credit repair programs typically charge a monthly fee and advertise to repair your credit for you. The problem is, for the monthly fee you are paying, no company can really afford to be truly proactive in working on your credit. Their business model is to do as little as possible, but get some results for you, to keep you paying the monthly fee as long as possible.

We charge a small one-time membership fee to give you full access to our step-by-step e-learning proven credit repair process for a set subscription period. We show you exactly what to do to repair your credit and improve your credit standing, as quickly as possible. Companies that do this kind of work on behalf of their clients typically charge in excess of $1,000 - $2,500, or even as much as $5,000. We know this, because we have been doing it for over ten years. Now, we show you how to do it for a lot less, and a lot faster, and you can simply cancel at any time, but take the knowlege with you for the rest of your life.

What if I cannot afford this membership?

If you are currently in a financial hardship and are still not able to stay current on your bills, repairing your credit should not be your priority. You most likely still need some budget planning and organization to get on top of your finances before you focus on credit repair. If you have more than $10,000 in credit card debt and are unable to stay current on your monthly payments, you are eligible for free counseling and perhaps a debt consolidation or debt settlement program.

Our credit repair program may be appropriate as soon as you have successfully balanced your budget. Feel free to use the contact form on our contact page if you would like to talk to someone about whether or not our program is right for you.

Member Questions

We always want to ensure that our members are satisfied. Here are a few answers to common questions to assist our members, or those who are considering membership.

I forgot my username and/or password.
No problem. You can simply use our automated password recovery tool located on the log-in page. Simply enter your email address or usename and your information will be instantly emailed to you. If you still have difficulty, please use the contact form on our contact page, and we will assist you immediately.

My membership expired and I would like to renew.
You can renew your membership at any time by simply logging in and selecting the membership rewew option. Once you submit payment, your membership will be automatically renewed and you will instantly have access once again.

I have a discount coupon code.
Discount coupon codes can be entered into the "coupon" field on the sign-up page. Once you enter a valid coupon code, the discount will be automatically applied to your purchase on the payment screen.

I am a current member and I need expert assistance.
If you are a current member and need expert assistance with your credit repair, you can simply log-in and go to the Expert Help Forum. There you can see if your question has already been answered by our staff or another member, or simply start a new thread with your question. Our expert help forum is monitored by our experienced credit repair staff during business hours M-F. You may also receive helpful tips from other members who have already dealt with your same or similar issues.

Do you have an affiliate program?

Yes! We have an incredible credit repair affiliate program. Our affiliate program is handled through ClickBank. ClickBank is a leader in online affiliate program management. There is no cost to become an affiliate and you can signup here:

Credit Repair Affiliate Program

How do I cancel my membership?

To cancel your membership, simply allow your current membership subscription to expire and your membership will be automatically cancelled. We do not automatically charge any recurring membership fees, so once your current membership period has expired, you can choose to renew, or not.

What is your refund policy?

Our refund policy is simple; if you are not satisfied within your first 60 days of membership, you can cancel for a full refund. We are absolutely confident that the information, content and assistance we provide will get you the results you are looking for, so we are willing to stand 100% behind our program.

NCA Credit Repair - Effective, Fast Credit Repair

Faqs